Our highly qualified team of professionals are experts in the industry! We handle every client’s insurance claim with the utmost care, integrity, and respect. Throughout the years we have worked with most insurance companies and are familiar with their requirements. From preparation of inventories, documenting structure estimates, and settling insurance claims, our team knows how to work with your insurance company to maximize the full value your loss settlements. Let us facilitate a structured claim process for you that yields the results you deserve!
At Bulletpoint Claims Consultants , we believe that honesty, integrity, and transparency are essential in everything we do. We strive to build long-lasting relationships with our clients based on trust and mutual respect.
When dealing with insurance claims, we understand that there is a lot to learn and a lot that can be misunderstood. We are here to answer any questions that you might have. Below is a list we compiled of answers to Frequently Asked Questions, which may help you ahead of your call with us.
Public Insurance Adjusters are independent, licensed professionals who work for the individual and business policy holders-not the insurance companies- to ensure that they reclaim the full value afforded to you by your current policy. At Bulletpoint Claims Consultants we help to further evaluate the property loss on behalf of our clients, we set the tone, expectations, and pace of the claim with the insurance company and keep our clients informed of the process all along the way. As your public adjusters, it is not only our goal to save you money, but also the time, effort, and frustration of handling the overall claim and dealing with the insurance company – a process that most people are not all that experienced at
This is one of the most challenging parts of the claims process. It is your responsibility to neatly catalogue every single item in your house including when you bought it, how much you paid for it, how much it is worth today, and how much it would cost to replace it! Most property owners can’t get anywhere close to the money they deserve on their own, because they have never done this before. A good public adjuster will help you with all of this, and they will ensure you maximize this part of your claim
The vendors that are recommended by your insurance company to clean your contents, perform mitigation services, and repair or rebuild your property all have great relationships with your provider. Those vendors do not remain friends with the insurance company for long if they are causing them to pay more than they want to. We strongly recommend hiring professionals on your own
You are certainly welcome to, but we strongly advise against it. If you have never done this before, is it really something you want to try for the first time when hundreds of thousands of dollars of money you are owed is at stake? It takes years to master adjusting claims, and we have been doing it longer than anybody in the state
ACV is equivalent to replacement cost minus depreciation. For example, if you bought a new TV 2 years ago for $1,000, and your insurance says its only worth $600 today. The ACV for the TV is $600.
Some policies have extra coverage to do repairs in the event policy limits are reached after a loss and more money is needed to do the rebuild. For example, if you have $200,000 in coverage on your home and a 25% structural endorsement, then you have a total of UP TO $250,000. However, that must be an incurred cost on the rebuild in order to claim it.
There is no set time period. Some take only a couple months, and some bigger and more complicated claims can take much longer. Lots of factors go into determining when a claim will be finalized
Coverage D on your policy states what your ALE amount is. Some policies have a set dollar amount, and other policies have what is called Actual Loss Sustained. That means that whatever you lost (ex a 2,000 sq ft house fully furnished) then that is what you should receive for the set time period while your property is being rebuilt
It is certainly possible. If they deem you as a bigger risk because of your loss, then they have the right to drop you. However, there is also a high chance you will want to drop them once you see how they handle the claims process.
Call Bulletpoint Claims Consultants today! We can still help after they have presented you an offer. Even if you think it sounds like a reasonable amount, there is a high likelihood that you were shorted and don’t even know it!
Fill out the form with any questions you have about your claim with any attached documents to help us better assist you with your claim.
Ph/Text:760-399-2674 Anytime
Mon | 08:00 am – 05:00 pm | |
Tue | 08:00 am – 05:00 pm | |
Wed | 08:00 am – 05:00 pm | |
Thu | 08:00 am – 05:00 pm | |
Fri | 08:00 am – 05:00 pm | |
Sat | By Appointment | |
Sun | By Appointment |
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